Browsing:

Tag: 上海新龙凤后花园

Is social media still relevant for credit unions?

first_imgOver the last year there’s been a lot of talk about social media. Between scandals around privacy at Facebook and the rise of TikTok, there’s a lot to take in on this subject. So here’s where we stand…Social Media Remains a Popular ActivityAccording to Statista, “in 2019, 79 percent of the population in the United States had a social networking profile, representing a two percent increase from the 77 percent usage reach in the previous year.” But does just having a social profile really mean people are active on those networks?In fact, people are using these profiles. Broadband Search reports that “In 2018, the average time spent on social networking was projected as 144 minutes per day, an increase of 1 hour a day, or 62.5% over 2012.”So despite the move by some to want more privacy online, the overall draw to social media remains high.And with Americans spending an average of 6 hours and 31 minutes on the internet each day, we know they have to be doing SOMETHING there, so banks and credit unions need to take notice.Branch Transaction Volumes Continue to Trend DOWNMost of us have heard the statistics about branch traffic moving down. The widely accepted number is that transactions have declined by more than 45% since 1992. But that is what’s already happened. We need to make decisions for the future based on what else is left to come.According to Jeffry Pilcher of the Financial Brand, “Consumer visits to retail bank branches are set to drop 36% between 2017 and 2022.” He goes on to explain that “mobile transactions [are] rising 121% in the same period, as customers increasingly shift to accessing their banking information via apps and secure, responsive sites on their mobile devices.”Does this mean branches are irrelevant? Absolutely not! But retail banking branches will need to compliment a robust digital growth strategy in order to remain impactful. And this strategy needs to keep mobile experience in the forefront.With this shift to more mobile transactions, it’s worth noting that users will use desktop versions of websites less and less. All very important indicators of where banks and credit unions need to be focusing… on a Mobile FIRST strategy.Mobile First + Social Relationship Building is the Winning StrategySo as mobile usage increases, and social media adoption also continues to climb, it makes logical sense that financial institutions need to be present when people are on their phones, and this will need to involve being helpful and friendly on platforms where people are browsing (Facebook, Instagram, LinkedIn, etc.), and then having solid content and robust mobile versions of your website and mobile banking apps.Gone are the days of creating a beautiful website for desktop, and then simply scaling it down for smaller devices. Instead banks and credit unions will need to be more intentional with their digital approach. Your mobile app and website should have more succinct content with very clear calls to action and a menu that is concise and intuitive.Mobile experiences should connect seamlessly with smart phone capabilities and navigation should not send you from one window or app to another unnecessarily. The user’s mobile experience is just as important as the content they will see, and load times are KEY if you want to keep a user from bouncing to the next option in their search results!Well-Designed Ads and Helpful Content will Continue to Win OutAny social media strategy for a financial institution should include several key elements. First, you will need to focus your paid ads on boosting early stage or awareness types of content. As this is the best way to provide value to users while not interrupting their experience with overly sales-oriented offers or posts. Share blogs around how to budget or saving for a major life event rather than promoting special rates or promotions.In addition to early stage content, keep in mind that social is still all about relationship building and serving your members or customers. So, institutions need to first think of being USEFUL to followers in as many ways as possible. THEN, you can slowly relate these posts or interactions back to your business services, but only when it is appropriate, natural and logical. You have to remain authentic or users will know you’re only in it for selfish reasons.At the end of the day, the popular social platforms will change, but how to successfully reach customers on them will not. Being genuine and meaningfully engaged will ALWAYS be the keys to positive business growth in the end. But these efforts take time, so not having staff devoted to cultivating relationships online will have a negative impact over the long term.For more information on social media and digital marketing for banks and credit unions visit the FI GROW blog or Contact Us today. 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Meredith Olmstead Meredith Olmstead is the CEO and Founder of FI GROW Solutions, which provides Digital Marketing & Sales services to Community Financial Institutions. With experience working with FIs in markets of … Web: www.figrow.com Detailslast_img read more


PDC Winter Series: Michael Smith beats Jose De Sousa to clinch second successive title | Darts News

first_imgHaving ended a run of 10 consecutive final defeats on Tuesday, Michael Smith made it back-to-back titles as he came from 4-1 down to beat Jose De Sousa 8-7 on Day Two of the Winter Series.A thrilling day of darts saw Smith double up on his first ProTour title in two years on Day One, while Andy Hamilton and Rowby-John Rodriguez both threw nine-darters.De Sousa built himself a 4-1 advantage in the final with legs of 11,13 and 11 before Bully Boy drew level and eventually edged it by taking out double 10 in a decider after the pair had found themselves level at 7-7. PDC Winter Series – Winners – Advertisement – World Darts ChampionshipTBC WednesdayMichael Smith 8-7 Jose De Sousa PDC Calendar – remaining events – Advertisement – Quarter-FinalsMichael Smith 6-1 Gabriel ClemensVincent van der Voort 6-0 Darius LabanauskasJoe Cullen 6-3 Brendan DolanJose De Sousa 6-5 Jeffrey de ZwaanSemi-FinalsMichael Smith 7-3 Vincent van der VoortJose De Sousa 7-2 Joe CullenFinalMichael Smith 8-7 Jose De SousaNon-stop darts as truncated season comes to a closeOver the next four weeks, a relentless schedule will close the PDC and finalise the field for this year’s World Championships which remain scheduled for Alexandra Palace in mid-December.The final five days of Pro Tour action continue on Wednesday with Grand Slam places still up for grabs as well as the last chance for many to secure their Tour card for next season. You can follow the Grand Slam action on Sky Sports with all nine days from Coventry getting underway on Monday, November 16. Players Championship FinalsNovember 27-29 – Advertisement – Listen to the Darts Show podcast on: Spotify | Apple | CastboxFollowing the Grand Slam, the tungsten stays at the Ricoh Arena with three days of Players Championship Finals action and then the final qualifier for the World Championship.Sky Sports Darts will keep you across all the action as the season reaches its climax. As well as all the action, The Darts Show podcast will catch up with all the players, discuss the talking points and get expert opinion from former world no 1 Colin Lloyd.Follow the action from the Grand Slam with all nine days covered on Sky Sports Arena – and if you are out and about updates via our live blogs and @SkySportsDarts for regular updates Friday Saturday After ending a two-year wait for a PDC title by beating Jermaine Wattimena on day one, Michael Smith made it two in a row on day two center_img “I’m going to echo what I said yesterday, it’s the confidence and belief in myself and finally winning that title yesterday the pressure was off,” Smith told the PDC after the final. “I didn’t do too much wrong today, I was checking finishes where I needed to.“He (De Sousa) is a classy classy player and he showed that in the match. I was 4-1 down and I turned round and looked at a picture of my kids and thought ‘you know what, I played him yesterday and was 3-1 down and I managed to reel off consecutive legs and go 5-3 up or 6-3 up’ so I just thought, ‘he’s going to give you a chance, just make sure you take it’.“I’m just overjoyed and over the moon at the minute.” PDPA World Championship qualifierNovember 30 Smith began the day with a 6-3 win over Derk Telnekes before averaging 106.1 to see off Matthew Dennant 6-1 followed by 106.8 against Damon Heta.The 30-year-old overcame Dirk van Duijvenbode in the last 16 and then Gabriel Clemens, who had averaged an incredible 109 throughout the day after posting a 112 average on two occasions, before making light work of Vincent Van der Voort with a 7-3 victory.De Sousa’s route to the final saw him beat Jason Lowe, Adam Hunt, Bradle109y Brooks and Danny Noppert in the early rounds, before ousting Jeffrey de Zwaan 6-5 and averaging 110 in a 7-2 win over Joe Cullen to set up a clash with Smith.It was meanwhile a day to remember for Hamilton as he ended a seven-year wait for a perfect leg in PDC darts, the 53-year-old registering his nine-darter against Christian Bunse. One became two in the space of 10 minutes as Austria’s Rodriguez followed suit against Boris Krcmar. Michael Smith clinches second successive Pro Tour title on day two of Winter Series as he comes from behind to beat Jose De Sousa after overcoming the likes of Dirk van Duijvenbode and Gabriel Clemens, the latter of whom had averaged 109 across the day Last Updated: 11/11/20 10:16pm Winter SeriesNovember 10-14 Thursday TuesdayMichael Smith 8-6 Jermaine Wattimena Grand Slam of DartsNovember 16-24 After ending a two-year wait for a PDC title by beating Jermaine Wattimena on day one, Michael Smith made it two in a row on day two
After ending a two-year wait for a PDC title by beating Jermaine Wattimena on day one, Michael Smith made it two in a row on day two


UK fund managers publish cost transparency proposal

first_imgThe UK’s Investment Association (IA) has proposed a new cost disclosure framework, including transaction costs and securities lending revenues.In a consultation published today, the fund management trade body presented a “common data engine” to provide a measure of asset management costs to multiple stakeholders and regulatory bodies.The proposal comes as the fund management sector faces intense scrutiny of management costs and transparency regarding expenses incurred in portfolio management.The IA has put forward templates for disclosure of costs and “contextual information” – including performance, trading volumes, and turnover – for pooled funds and segregated mandates. The proposals are designed to comply with current UK disclosure rules, as well as impending new regulations such as MIFID II, which will require greater transparency regarding investment research.They also take into account UK rules related to defined contribution pension scheme charges, and the requirements of local government pension schemes, the IA said.#*#*Show Fullscreen*#*# The Investment Association’s cost disclosure template for pooled fundsThe trade body added that the proposals would “adapt as necessary” to the outcomes of the FCA’s asset management market study. In last year’s interim report, the UK regulator criticised “weak” competition on price and a lack of transparency across the sector. The FCA’s final report is due out later this year.Jonathan Lipkin, director of public policy at the IA, said: “The new code provides for the first time a common framework for enhanced disclosure across investment products and services. It is a major opportunity to consistently define and provide data on charges and transaction costs.”He added that the IA would seek “regulatory recognition” for its code within the regulator’s rulebook, known as the Conduct of Business Sourcebook.The IA is seeking responses by 19 May 2017 with a view to publishing its full proposal in Q3 2017.The IA’s paper can be accessed here.center_img The Investment Association’s cost disclosure template for segregated mandates#*#*Show Fullscreen*#*#last_img read more


England stars target success after Quinta do Lago camps

first_img England Golf’s leading amateur stars will have high hopes of hitting the ground running in their quest for major honours in 2016 after taking part in the first training camps of the winter at Quinta do Lago in Portugal. Members of the England Men’s and Men’s ‘A’ squads who gathered at the prestigious Algarve resort included Bradley Moore and Alfie Plant – both ranked in Europe’s top ten. The visits provided the opportunity to fine-tune their swings and enjoy the award-winning venue’s array of five-star facilities as part of Quinta do Lago’s role as the winter training base for England Golf’s national squads. In addition to working on technique, activities for the players during the week-long camps included sessions on fitness, the short game, ball-flight control, game management and the mental side of the game. Paul Ashwell, coach of the England Men’s A Squad, said: “The players really enjoyed the beautiful weather and excellent practice facilities and were especially impressed with the North Course following its recent remodelling. We are all looking forward to returning for our next visit in March!” Featuring three 18-hole championship courses, outstanding practice facilities at its Paul McGinley Academy, a TaylorMade Performance Centre and extensive leisure activities and facilities, Quinta do Lago has everything needed to guarantee a first-class golf experience. Quinta do Lago has been the official winter venue for hosting England Golf’s squad since 2014. Both men’s squads are set to return to the resort for a second winter training break in March, while the women’s, boys’ and girls’ squads will also enjoy the facilities on camps in the run-up to the start of the 2016 season. The England Golf players who visited Quinta do Lago recently were: England Men’s Squad: Jamie Bower, Alfie Plant, Adam Chapman, Jonathan Thomson, Paul Kinnear, Sean Towndrow, Bradley Moore and Ashton Turner England ‘A’ Squad: Ben Amor, Jake Burnage, Will Enefer, Tom Gandy, Scott Gregory, Josh Hilleard, Gian-Marco Petrozzi, Will Whiteoak and Andrew Wilson As part of the partnership with Quinta do Lago, England Golf squads stay at the resort and use its driving range and practice facilities as well as having access to both the South and North courses. In addition, each group uses the swing analysis with a launch monitor and has biomechanics golf fitness training sessions. The England Golf National Performance Programme supports more than 40 of the best amateur players within the England national squads and almost 200 players within regional squads. Previous players include some of the world’s leading golfers, such as Justin Rose, Lee Westwood, Charley Hull and Melissa Reid. The resort has invested €50 million upgrading its sports, leisure and lifestyle facilities as part of a six-year investment program, including the €9.6 million redesign of its North Course by renowned American architect Beau Welling in close association with European Ryder Cup winning captain Paul McGinley, and was named ‘Europe’s Best Golf Venue’ at the 2015 World Golf Awards. Set amongst 2,000 acres of the picturesque Ria Formosa Natural Park, Quinta do Lago has been at the forefront of European golf for more than four decades with three 18-hole championship courses matched by outstanding practice facilities including the world’s only Paul McGinley Golf Academy, a state-of-the-art TaylorMade Performance Centre and new short game area. Away from the fairways, there is plenty to keep everyone occupied, with events, tennis, cycling and watersports just some of the extensive leisure activities available. Click here for further information on Quinta do Lago Caption: the 15th hole on the South course at Quinta do Lago 14 Jan 2016 England stars target success after Quinta do Lago camps last_img read more


Get Green This Season with Secondhand Safari May 2

first_img$40 for covered booth, approximately 10×10 feetSaturday, May 2 will be a springtime extravaganza where bargains abound with over 1,500 visitors and 100 vendors in years past. Along with garage sale booths, the Secondhand Safari will also have educational booths, a free book and magazine exchange, entertainment, food, and more. Admission to Secondhand Safari is just $1 all day long, so get ready for bargain hunters galore!The Secondhand Safari will be on Saturday, May 2 from 8 a.m. to 3 p.m. Set up for sellers will be on Friday, May 1 from noon to 10 p.m. The doors will be locked after set up Friday evening and security will be on-site until the event opens Saturday.Representatives from Goodwill Industries will be on hand throughout the day on May 2 to accept donations (at their discretion), giving sellers the chance to donate any of their unsold items at the end of the day.For more information on the May 2 Secondhand Safari, or to reserve your booth, contact the Thurston County Fair Office at (360) 786-5453 or visit www.co.thurston.wa.us/fair. Submitted by Thurston CountyGreen is springing up all over this season, including in your wallet! Spring cleaning can make you a tidy sum at the Thurston County Fair’s annual Secondhand Safari on Saturday, May 2.It’s not too late to reserve a booth and help keep usable secondhand goods out of the landfill. Buyers, sellers, swappers and traders can all feel good about making the green choice while keeping more greenbacks in their pocket at Secondhand Safari.Not sure if you have enough gently used treasures for a booth? Secondhand Safari is a great fundraising opportunity for your family group, school club, church, charity or scouting club.Outdoor spaces and covered spaces are going fast for the May 2 event, so call the Thurston County Fair Office today at (360) 786-5453 to reserve your booth:$25 for outdoor booth, approximately 10×10 feet Facebook0Tweet0Pin0last_img read more