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Press release: Radical shake-up of advice to pension schemes will benefit savers and boost £1.6 trillion pension assets

first_imgCaxton HouseTothill StreetLondonSW1H 9NA Read the investment consultants market investigation response.,Press Office England and Wales (local media enquiries) 029 20 586 then 097 or 098 or 099 Out-of-hours (journalists only) 07623 928 975center_img London Press Office (national media and London area enquiries only – not questions about personal claims) 020 3267 5144 Scotland (local media enquiries) 0131 310 1122last_img

CCV Offers Online Summer Course Options

first_imgReflecting the growing demand for classes that can be completed from apersonal computer anytime or anywhere, the Community College of Vermont isoffering over 120 credit-bearing courses during its summer 2004 session.Registration for online courses offered during the summer session is heldfrom April 26 to May 14.For Vermont college students looking to get a head start on the upcomingfall semester or looking to complete a degree requirement while away fromtheir home university for the summer, CCV’s online courses provide anaffordable and high quality option for meeting their educational goals.Credits earned at CCV are readily transferable and, with the convenienceof more than 120 online courses, students can enroll in a CCV course fromanywhere in the world. Vermont residents also benefit from CCV’s in-statetuition rates, the most affordable college tuition in the state.Online offerings cover a wide range of subjects, including business,computer science, humanities, math, science, and psychology. Among thenew classes offered this term are: Desktop Operating Systems, Introductionto Corrections, and The Literature of New England. The summer session alsoprovides a strong offering of cross-cultural courses, such as ModernMiddle East History, Peace & Turmoil in the 20th Century and Race,Ethnicity, Class & Culture. CCV is also offering 12 “hybrid” courses thatcombine online and classroom learning. These include: Human Anatomy &Physiology I & II, Natural History of Vermont, and Introduction toCounseling Theories & Practice. To view a full selection of summer onlinecourses, please go to is external).To help students acquire the special study skills required to besuccessful learners on the Web, CCV offers free online learning workshopsat each of the sites. Dates and times are listed on the Web site, or youcan contact your local CCV office.Students may register at is external) from April 26 to May 14, or atlocal CCV offices starting May 10. Classes for the summer session beginMay 24. Since many online classes fill quickly, early registration isrecommended. Financial aid is available to qualified students. For moreinformation call your local office or CCV’s online office in Newporttoll-free, at 1-800-287-4431.A Vermont State College, CCV offers associate degree and certificateprograms at 12 learning sites around the state located in Bennington,Brattleboro, Burlington, Middlebury, Montpelier, Morrisville, Newport,Rutland, Springfield, St. Albans, St. Johnsbury, and the Upper Valley.last_img read more

Wenger plays down Drogba speculation

first_imgArsene Wenger insists Arsenal are not about to offer Didier Drogba a route back to the Premier League.Drogba left Chelsea for Chinese side Shanghai Shenhua during the summer, but has since been linked with a number of English and European clubs. The 34-year-old Ivorian has reportedly been at the centre of a power struggle in Shanghai, with Arsenal, Liverpool and Real Madrid touted as possible destinations should he depart.However, if Drogba agreed to cancel his contract it is highly unlikely FIFA would sanction a move to another club as a player must be a free agent when the transfer window closes to qualify for a free transfer before January. The only exception is when a club goes out of business. Last March, Bolton signed Gregg Wylde from Rangers but as he agreed to rip up his deal with the beleaguered Scottish club, FIFA blocked him from playing for the Trotters until the start of this season.Wenger maintains the Gunners are not preparing to go back into the market for Drogba, who gave their defence so much trouble during his eight years at Stamford Bridge.“At the moment no. In my opinion he is not free. He has just left England. I don’t know about the situation because he came out with a completely different statement.“You hear he might go to Real Madrid – but then he says ‘I am staying in China’. Is it just because he wants to be paid off? I don’t know,” Wenger said. Wenger, meanwhile, remains hopeful Bacary Sagna will extend his stay at Arsenal. The France defender is currently close to a return from a broken leg suffered at the end of last season.He recently voiced his concerns in a French newspaper following the sales of captain Robin van Persie and midfielder Alex Song, as well as the desire to secure trophies like former team-mates Gael Clichy and Samir Nasri have done since joining Manchester City.The 29-year-old revealed, despite heading towards the final season of his current deal in 2013, discussions had not yet started on an extension. But Wenger is not concerned about the situation.“Bacary didn’t want to be negative, but you all know what you can do with any statement,” Wenger said. “It is important to understand what he wanted to stay. What he wanted to say was not exactly the spirit of the whole thing, but you have the freedom to say what you want in life.“It is also important you understand what people feel about the club and their job. It is always important to have good communication with them. With Sagna we want to extend his contract. He is 29, so his contract finishes when he is 31. So of course we can’t give him five years. “We lost players until now, but the situation is changing and will be in favour of Arsenal much more because of financial fair play. We will be in a very strong position.”last_img read more

Who will win the U.S. Open 2019? Odds, betting favorites, sleeper picks, Tiger Woods prop bets

first_imgPropOddsWoods will make cut-600Woods will miss cut+390(via FanDuel)List of U.S. Open winners by yearWhile Brooks Koepka has dominated the last couple of years, he’s still two wins short of tying for the most U.S. Open wins. Willie Anderson, Bobby Jones, Ben Hogan and Jack Nicklaus all hold the record with four wins. No golfer over 45 years old has ever won. Hale Irwin was the oldest to do so at the age of 45 years and 15 days in 1990.Standing at three career U.S. Open wins, Tiger Woods will look to add one more to his total and tie the other golfers for the record. Three wins is the fewest of the majors for Woods.YearWinnerScore2019TBD…2018Brooks Koepka+12017Brooks Koepka-162016Dustin Johnson-42015Jordan Spieth-62014Martin Kaymer-92013Justin Rose+12012Webb Simpson+12011Rory McIlroy-162010Graeme McDowellE2009Lucas Glover-4 One of golf’s most historic and iconic courses — Pebble Beach — celebrates its 100th season this year and serves as the venue for the 2019 U.S. Open, golf’s third major of the year.This will be Pebble Beach’s sixth time hosting the U.S. Open and first since 2010 when Graeme McDowell won. It’ll be a packed field with 156 golfers teeing off on Thursday, all tasked with dethroning Brooks Koepka from his perch. Koepka is looking to become just the second player to ever win three consecutive U.S. Open tournaments and first since Willie Anderson from 1903-1905. Koepka won the season’s second major — the PGA Championship — at Bethpage Black back in May.The year’s other major of course belongs to Tiger Woods. Since winning the Masters, Woods has played in two events. He missed the cut at the PGA Championship, but put together a strong fourth round last week at the Memorial Tournament to finish tied for ninth.MORE: U.S. Open picks, sleepers, betting adviceWho will win the U.S. Open 2019?The all-too-obvious answer here is Brooks Koepka. No one comes close to rivaling the last year and a half that Koepka has strung together. Koepka has won three majors since the start of 2018, and by winning the PGA Championship in May, he became the first golfer to hold back-to-back titles in two majors simultaneously.A win at Pebble Beach would be his third straight U.S. Open win.U.S. Open 2019 betting oddsBrooks Koepka enters the tournament as the betting favorite. Dustin Johnson is a close second after finishing second in this year’s PGA Championship and tied for runner-up at the Masters. He’s the most recent U.S. Open winner not named Koepka. Rory McIlroy saw his odds improve to third-best on the board after winning last week’s Memorial Tournament.For more in-depth analysis, Sporting News contributor Bennett Bedford broke down all of the gambling angles to this year’s U.S. Open tournament.MORE: Five holes that will determine the U.S. OpenU.S. Open sleeper picksAccording to Bennett, Jason Day, Matt Kuchar and Patrick Reed are some of the best values at this year’s event. If you need a guy to root for, Phil Mickelson is still looking for a U.S. Open win after finishing runner-up six times.Here’s the full list of odds for the 2019 U.S. Open field.GolferOddsBrooks Koepka15/2Dustin Johnson8/1Rory McIlroy8/1Tiger Woods9/1Jordan Spieth16/1Patrick Cantlay16/1Justin Rose22/1Jon Rahm25/1Rickie Fowler25/1Xander Schauffele25/1Francesco Molinari28/1Jason Day28/1Justin Thomas28/1Adam Scott33/1Hideki Matsuyama33/1Tommy Fleetwood35/1Tony Finau35/1Bryson DeChambeau45/1Matt Kuchar45/1Brandt Snedeker50/1Paul Casey50/1Phil Mickelson50/1Shane Lowry50/1Henrik Stenson55/1Gary Woodland66/1Marc Leishman66/1Webb Simpson66/1Martin Kaymer75/1Sergio Garcia75/1Bubba Watson80/1Louis Oosthuizen80/1Matt Wallace80/1Patrick Reed80/1Graeme McDowell90/1Ian Poulter100/1Emiliano Grillo125/1Haotong Li125/1Jim Furyk125/1Keegan Bradley125/1Kevin Kisner125/1Kevin Na125/1Matthew Fitzpatrick125/1Tyrrell Hatton125/1Aaron Wise150/1Alex Noren150/1Billy Horschel150/1Branden Grace150/1Byeong-Hun An150/1C.T. Pan150/1Cameron Smith150/1Charles Howell III150/1Danny Willett150/1Erik Van Rooyen150/1Jason Dufner150/1Jimmy Walker150/1Lucas Glover150/1Luke List150/1Rafa Cabrera Bello150/1Rory Sabbatini150/1Si Woo Kim150/1Zach Johnson150/1Daniel Berger175/1J.B. Holmes175/1Thomas Pieters175/1Kiradech Aphibarnrat200/1Lucas Bjerregaard200/1Scottie Scheffler200/1Thorbjorn Olesen200/1Aaron Baddeley250/1Abraham Ancer250/1Chez Reavie250/1Jhonattan Vegas250/1Kyle Stanley250/1Viktor Hovland250/1Justin Harding300/1Luke Donald300/1Matthew Jones350/1Anirban Lahiri400/1Brian Stuard400/1Chesson Hadley400/1Ernie Els400/1Kyoung-Hoon Lee400/1Marcus Kinhult400/1Oliver Schniederjans400/1Adri Arnaus500/1Alex Prugh500/1Collin Morikawa500/1David Toms500/1Dean Burmester500/1Luke Guthrie500/1Nathan Lashley500/1Nick Taylor500/1Roberto Castro500/1Ryan Fox500/1Sam Horsfield500/1Shugo Imahira500/1Chan Kim600/1Andreas Halvorsen750/1Brandon Wu750/1Brendon Todd750/1Carlos Ortiz750/1Chun An Yu750/1Clement Sordet750/1Devon Bling750/1Joseph Bramlett750/1Nick Hardy750/1Patton Kizzire750/1Sam Saunders750/1Sepp Straka750/1Tom Hoge750/1Zac Blair750/1Austin Eckroat1000/1Billy Hurley Iii1000/1Brett Drewitt1000/1Callum Tarren1000/1Cameron Young1000/1Chandler Eaton1000/1Charlie Danielson1000/1Chip McDaniel1000/1Cody Gribble1000/1Daniel Hillier1000/1Jovan Rebula1000/1Julian Etulain1000/1Justin Walters1000/1Kevin OConnell1000/1Lee Slattery1000/1Luis Gagne1000/1Marcus Fraser1000/1Matt Parziale1000/1Matthieu Pavon1000/1Michael Thorbjornsen1000/1Mike Weir1000/1Mikimu Horikawa1000/1Renato Paratore1000/1Rhys Enoch1000/1Richard Lee1000/1Rob Oppenheim1000/1Stewart Hagestad1000/1Brian Davis1500/1Connor Arendell1500/1Eric Dietrich1500/1Hayden Shieh1500/1Kodai Ichihara1500/1Matthew Naumec1500/1Merrick Bremmer1500/1Noah Norton1500/1Ryan Sullivan1500/1Spencer Tibbits1500/1Odds per VegasInsider Tiger Woods prop betsAs is standard, all eyes will be on Tiger and his attempt at to win a second major this year. With Woods being the most-watched golfer, most books offer prop bets surrounding the three-time U.S. Open champion.last_img read more