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The credit union member experience: Why digital is the future

first_img 30SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Credit Unions across the US are focusing on Member Experience as their core reliable mantra to grow. Member Experience programs are being designed carefully and strategically to ensure that members and their needs are listened to and taken care of. In an attempt to understand why more and more credit unions are undergoing this change in mindset, we spoke to Ralph Cumbee, Chief Experience Officer of Solarity Credit Union, a Washington State-based Credit Union serving over 50,000 members.Ralph has been in the financial services industry for over 25 years; we had the opportunity to catch up with him and understand the nuances of Member Experience in Credit Unions. He spoke about a lot of exciting and forward-thinking concepts, drawing some funny yet hard-hitting analogies along the way.We’re happy to share with you all the wisdom that we gathered from our chat with him!CloudCherry: Can you take us through how you started off on the member experience journey? continue reading »last_img read more


Everton striker Cenk Tosun open to Besiktas move

first_imgEverton striker Cenk Tosun has admitted he’d be open to a move to Besiktas. Loading… “It was my childhood dream to play here. The English Premier League means a lot to me. read also:COVID-19: Everton using Zoom to keep tabs on Iwobi, others “[But] why should I not want Besiktas in the future? Besiktas is my home. “I am proud of my people, I would like to return to my home. FacebookTwitterWhatsAppEmail分享 Promoted Content5 Of The World’s Most Unique Theme Parks6 Ridiculous Health Myths That Are Actually TrueThe 10 Best Secondary Education Systems In The World6 Extreme Facts About HurricanesThis Guy Photoshopped Himself Into Celeb Pics And It’s Hysterical7 Actors Who Had Ridiculous Reasons For Quitting A Role6 Incredibly Strange Facts About HurricanesEverything You Need To Know About Asteroid Armageddon2020 Tattoo Trends: Here’s What You’ll See This YearWhat Happens When You Eat Eggs Every Single Day?18 Beautiful Cities That Are Tourist Magnets8 Things To Expect If An Asteroid Hits Our Planet Tosun is out for the rest of the year with a knee injury suffered on-loan with Crystal Palace. Speaking to TRT Spor, he said: “[Palace] welcomed me very well. There are friendly football players. “Even though it was a short time, it was a place that I enjoyed incredibly.Advertisementlast_img read more


Glitz4Girlz® 4 Pack 9cm Clear Hair Side Combs Slides Grips – Excellent service!

first_imgThese very little combs are best for my very fine hair, which seems able to escape just about any kind of holder. (i have usually been envious of thise who can use hair slides or, as a baby, hair ribbons: 10 minutes with both and that is about the restrict on my hair right before they, very well, ‘slide’ out. ) but i locate these very successful and specifically handy to hold stray wisps that continue to control to wiggle their way out from those beaded, elasticated double combs, which are wonderful for the most component but not fairly enough for me on their individual, permitting odd bits to slip out. I am mostly mattress-certain by means of serious ailment and are not able to bear to have hair straggling round my deal with or neck (but am far too vain to slash it all shorter) and want a way to retain it below handle, even when i snooze. These minimal scarcely-noticeable combs are effective in catching strays, are just about unnoticeable and incredibly sturdy in use. Ultimately, of training course, the enamel commence to break but, in my working experience, only immediately after months of practically constant use. But then they’re very inexpensive to replace, so they are a discount as perfectly as effective wherever several other items are for me.Arrived tremendous quick, specifically as explained.Just what i wanted as appears hard to obtain in the retailers now. Retained hair in location and pretty excellent price and high-quality. I know i’ve stated this for earlier merchandise but brought both of those.Sturdy and effectiveWonderfully colourless!Excellent service!Brilliant hair side combs Fantastic delivery and really well packed, the slides work properly for me and have procured an additional established, incredibly fantastic price.For the revenue these are very good. Would want to pay back a little additional and get anything a very little a lot less brittle.Features of Glitz4Girlz® 4 Pack 9cm Clear Hair Side Combs Slides GripsPack of 4 plastic hair combsMeasure 9cm wideGlitz4Girlz® Branded ItemAll measurements approximate across widest pointI make wedding veils and these combs are fantastic as they are robust and the tooth are not way too sharp.Best sizing for attaching a bridal veil too. Fantastic high quality enamel and grip.Products as predicted, quite speedy shipping and delivery even so i have problems having them to keep in my hair.Great delivery time and products.They’re just what you see in the photo: broader than most, sturdy (a lot more potent than flexible) and not also sharp. My white-haired mom takes advantage of them very satisfactorily, but she has wiry hair and wears it ‘up’. We don’t know how these combs would perform in clean hair, worn unfastened: they may possibly perform quite well, we just will not know from working experience. It is good to find colourless combs: we generally believe that the suppliers are lacking out on a huge industry of gray- and white-haired people today for whom side combs are instruments, not decorations.last_img read more


Standhardinger, Ravena ink max rookie contracts

first_imgMOST READ Japan ex-PM Nakasone who boosted ties with US dies at 101 Standhardinger already inked a three-year deal with San Miguel Beer worth a little over P8 million for the next three seasons, though he will not be joining the Beermen until June, or in the early part of the Commissioner’s Cup because he has to play out a contract with Hong Kong in the Asean Basketball League.Maliksi gets new dealMeanwhile, Sy said the Elite have presented gunslinger Allein Maliksi a two-year extension for the veterans’ maximum worth around P10 million.“We are just waiting for him to sign on the dotted line, so to speak,” Sy said of Maliksi, who was shipped by Star to the Elite in one of the more celebrated trades during the middle of last season.Sy is also excited about Emil Palma, his second round choice whom he described as “the sleeper” of the Draft who could turn out to be a “(Marc) Barroca or (Jio) Jalalon type of a player.Meanwhile, the league’s board of governors will fly to Los Angeles in the United States for a five-day planning session starting Nov. 10 to chart the direction the league will take in the next season.ADVERTISEMENT Brace for potentially devastating typhoon approaching PH – NDRRMC Don’t miss out on the latest news and information. Stakeholders welcome ITF Philta intervention Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Read Next Stronger peso trims PH debt value to P7.9 trillion John Lloyd Cruz a dashing guest at Vhong Navarro’s wedding QC cops nab robbery gang leader, cohort CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA Typhoon Kammuri accelerates, gains strength en route to PH Top picks Standhardinger (left) and Ravena are instant millionaires after getting juicy contracts.—SHERWIN VARDELEONWhile Christian Standhardinger and Kiefer Ravena cornered maximum, multiyear deals with the PBA teams that selected them 1-2 in the Draft on Sunday, the next three selections in the talent-laden pool would most likely have to settle for a little less.Blackwater, which made hard-nosed big man Raymar Jose of Far Eastern third overall, former La Salle ace Jason Perkins, picked fourth by Phoenix Petroleum, and Alaska’s Jeron Teng, also a former King Archer in the UAAP, will be making a little under the maximum allowable salary for rookies when the season opens Dec. 17 with the Philippine Cup.ADVERTISEMENT Jose, who was a back-up big man for Gilas Pilipinas in the Jones Cup, is set to sit down with management on Thursday, where team manager Johnson Martinez will give him a tender offer of P120,000 a month for the first year and P180,000 for the second, a pact similar to what Art dela Cruz got two years ago as the No. 9 pick.“I would like to see first what he can give us,” Blackwater owner Dioceldo Sy said of the 6-foot-5 Jose, a hard worker who has the willingness to rough it out against anybody in the shaded lane. “There are always additional incentives and we always give premium to players who deliver.”FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutPerkins, meanwhile, will get “a little less” than the P150,000/month first year maximum salary, according to team representative lawyer Raymund Zorilla. “But he will be very happy, I am sure.”Teng, the big-scoring forward, has also yet to sit down with Alaska management, but team manager Dickie Bachmann said that he will propose a package that will be very close to the maximum. To be tackled are the formats of the Commissioner’s Cup and Governors’ Cup as well as other possible league activities. LATEST STORIES Kammuri turning to super typhoon less likely but possible — Pagasa View commentslast_img read more


ONE: Iniong looking for decisive win over Yamaguchi

first_imgMOST READ Typhoon Kammuri accelerates, gains strength en route to PH Kris Aquino ‘pretty chill about becoming irrelevant’ Japan’s Mei Yamaguchi (L) and Philippines’ Gina Iniong face off during the ONE Championship press conference at Marina Bay in Singapore. INQUIRER PHOTO/ Sherwin VardeleonREAD: ONE: Yamaguchi eyes quick revenge vs Filipino bet Iniong So the Baguio City native is looking for a more decisive outcome this time in their upcoming atomweight bout on Friday, and she is careful not to make the same mistakes this time around.“I will go for a TKO if I could,” said Iniong, a veteran wushu artist, who sees her striking game as her biggest edge. “But this is mixed martial arts, and anything can happen. So let’s see.”ADVERTISEMENT Seniors Dennison, Trinidad grateful to Racela for Season 80 Don’t miss out on the latest news and information. ONE: Iniong looking for decisive win over Yamaguchi314 viewsSportsVentuno Web Player 4.51 Stronger peso trims PH debt value to P7.9 trillion Read Next Kammuri turning to super typhoon less likely but possible — Pagasa LATEST STORIES View comments QC cops nab robbery gang leader, cohort For her part, Yamaguchi has gone 8-5 since with her latest win an impressive submission of Jenny Huang in June.READ: Two weeks after last fight, Iniong faces Yamaguchi in ONE Singapore cardFEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutout“Since our last fight, I think I’ve improved a lot. In a scale of 1-10, maybe my improvement is at eight,” the soft-spoken Iniong told PH-based reporters after the ONE: Immortal Pursuit press conference at Marina Bay Sands here.Iniong, who was a last-minute replacement for Angela Lee in the 10-bout card set at Singapore Indoor Stadium, edged Yamaguchi in a split decision victory in May 2014, a result the Japanese fighter’s camp thought was debatable. SINGAPORE—Both Gina Iniong and Mei Yamaguchi have grown as fighters in the three and half years since they last faced off.Iniong has made name for herself as one of the top pound-for-pound fighters in the region and one of the fast rising female fighters in the ONE Championship promotion with two convincing wins just this year.ADVERTISEMENT Trending Articles PLAY LIST 00:50Trending Articles00:58ONE: Iniong looking for decisive win over Yamaguchi00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Brace for potentially devastating typhoon approaching PH – NDRRMC CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA Japan ex-PM Nakasone who boosted ties with US dies at 101last_img read more


Suresh Kalmadi axed as Cong Parliamentary Party secretary

first_imgCongress on Tuesday axed Suresh Kalmadi as secretary of its Parliamentary Party, seeking to distance itself from the Organising Committee Chairman of the Commonwealth Games in the wake of allegations of corruption.”Suresh Kalmadi’s resignation as Secretary of the Congress Parliamentary Party (CPP) has been accepted with immediate effect,” AICC General Secretary Janardhan Dwivedi said.Party sources said Kalmadi had been asked to put in his papers as CPP Secretary earlier. Congress chief Sonia Gandhi is the Chairperson of the CPP.The decision by Gandhi came on the opening day of the Winter Session of Parliament in which opposition had threatened to raise the issue of alleged corruption in the Games-related projects.Kalmadi, a Congress member of Lok Sabha from Pune, was the Chairman of Organising Committee of the sporting event which concluded last month.Soon after the completion of the Games, Congress had left Kalmadi to fend for himself declining to give a clean chit to him or others associated with organisation of the Games.Sports Minister M S Gill, Urban Development Minister S Jaipal Reddy and Delhi Chief Minister Sheila Dikshit were among others involved in the preparations for the Games.With inputs from PTIlast_img read more


REFEREES SALE

first_imgIt has been confirmed that Touch Football Australia (TFA) will be designing a new logo over the next 3-4 weeks.However, all referees who have uniforms with the current Touch Football Australia logo will be allowed to continue wearing this uniform at all events, both local and national.Before the new logo is introduced and sold, TFA Merchandise staff would like to sell all of the uniforms containing the current logo we have now. So we are selling all shirts, shorts, skirts, tracksuits and bags at a slightly reduced cost. This is a great opportunity for referees or associations who are not fussed if their gear has the new logo or the logo as it is now. The uniforms are still brand new as usual.Anyone who is interested in grabbing referees gear with the current logo on it, at a reduced price, can do so by using the following order form: SALE ON REFEREES GEARlast_img read more


10 months agoAlex Iwobi says Arsenal win was for fans

first_imgAbout the authorPaul VegasShare the loveHave your say Alex Iwobi says Arsenal win was for fansby Paul Vegas10 months agoSend to a friendShare the loveAlex Iwobi says Arsenal’s players were pleased with their 4-1 win over Fulham.The midfielder admits it was a result for the fans.He said, “It was a good performance from the team, and a great response after the defeat we had [at Liverpool] so it was a good result.”Yes, we had a few chances and with the attackers we have, we will always have those. But we were able too get four and that is enough for today!”You could see today that we played with confidence and did well.”We like to make sure our opponents are scared to come to the Emirates, and we have kept that going and it’s a great win for us and for the fans.” last_img read more


Maricanns 70M financing deal falls through amid OSC investigation

first_imgTORONTO – Medical cannabis company Maricann Group Inc. says a $70 million financing deal announced last month has fallen through after the companies behind it terminated an underwriting agreement.The decision by Eight Capital, Canaccord Genuity Corp., GMP Securities L.P., Industrial Alliance Securities Inc. and Clarus Securities Inc. follows the resignation Wednesday of Maricann’s chairman Neil Tabatznik and Raymond Stone, a board director.It also comes as the Ontario Securities Commission reviews the timing and reporting of certain trades of shares owned or controlled by and Tabatznik and Eric Silver.It added that the regulator has also told the company on Feb. 8 that Maricann chief executive Ben Ward is the subject of an investigation into his activities while he was CEO of Canadian Cannabis Corp., a wholly unrelated company.Maricann said earlier this week that it had been advised orally by the underwriters that they were not prepared to proceed and said Thursday that no reason was given for terminating the agreement.“We are disappointed to have received the notice of termination and are considering our options for further action,” said interim chairman Paul Pathak.CEO Benjamin Ward added that “it’s business as usual” at the company and is “moving full speed ahead in all operational areas.”Maricann said Wednesday that OSC staff have said they are unable to provide any further information about the review. An OSC spokeswoman said the regulator was not in a position to comment further.According to insider trading records, Tabatznik on Jan. 23 sold 412,000 shares he indirectly owned through Copper Lake Investments Inc. at roughly $4.16 each or a total of $1.714 million. A day later, Tabatznik sold 438,000 shares at roughly $4.26 each, or a total $1.864 million. And on Jan. 25, he sold another 5,000 shares for $4.25 each, or $21,250.Stone also sold shares he indirectly owned, through either Felicity Stone or R & FS Investments Inc., in January. On Jan. 22, records show he sold 915,837 shares for roughly $4.22 each or $3.87 million. A day later, he sold 104,421 shares at $4.20 each, and another 128,000 for $4.22 each, or a total of $978,728.Maricann, which has production facilities in both Langton, Ont. and Dresden, Germany, announced a proposed acquisition on Jan. 24 of all outstanding shares of Haxxon AG, a cultivator of female hemp cannabis flowers based in Regensdorf, Switzerland. The deal, which was targeted to close on March 30, would allow Maricann to produce cannabis flowers in Switzerland that would then be manufactured into products such as cannabis vape cartridges, the company said at the time.It has also been ramping up production capacity at home, as Canada moves to legalize marijuana for recreational use later this year, currently expanding its cultivation and support facilities in Canada to 87,515 square metres. When complete, Maricann’s facility is expected to produce 95,000 kilograms of dry cannabis flower per year, the company says.Company stock has fallen as much as 30 per cent on the Canadian Securities Exchange on Wednesday to $1.70 per share from Tuesday’s closing price of $2.49. The stock rose just over five per cent Thursday to close at $2.07.Companies in this story: (CSE:MARI)last_img read more


Strong police presence in Paris before planned protests

first_imgPARIS — A strong police presence has deployed in Paris before planned demonstrations by the “yellow vest” protesters, with authorities repeating calls for calm after previous violet protests and rioting.Security forces in riot gear were deployed Saturday morning around central train stations and along the famed Champs-Elysees boulevard, where shops were closed and boarded up in anticipation of the protests. Last weekend, groups of demonstrators smashed and looted stores and set up burning barricades in the streets.There was a strong police presence outside the central Saint Lazare train station, where police in riot gear checked bags for helmets and other potential signs of trouble. More than 20 police vans and a water cannon truck idled nearby.President Emanuel Macron on Friday called for calm during the demonstrations.The Associated Presslast_img read more